Retirement Calculators
Calculator
Retirement Calculator
Project how long your savings last based on withdrawal rate, returns, and inflation.
Calculator
Annuity Calculator
Convert a lump sum into guaranteed monthly income. Compare annuity vs. drawdown.
Calculator
Social Security Optimizer
Find your optimal claiming age. 62 vs 67 vs 70 — run the break-even math.
Federal
Federal Retirement Calculator
Estimate your FERS pension, FEHB coverage, and TSP projections in minutes.
Planning
Retirement Budget Planner
Build a realistic monthly budget for retirement with category-by-category breakdowns.
International
Expat Cost Calculator
Compare your US cost of living against 15 top expat destinations side by side.
Calculator
Cost of Living Calculator
City-by-city cost comparisons. Find where your retirement dollars go furthest.
Housing
Buy vs. Rent in Retirement
Should you sell or keep your home? Net worth projections across 4 scenarios.
Assessment
Retirement Readiness Score
Get your personalized score across savings, income, healthcare, location, and longevity.
Planning
Retirement Countdown
Your personalized milestone calendar: Social Security windows, Medicare, RMDs, SECURE 2.0.
Planning
Retirement Timeline
Visual timeline of every major retirement decision and deadline ahead of you.
Insurance & Healthcare
Insurance
Early Retirement Health Insurance
Retiring before 65? Compare ACA marketplace, COBRA, health sharing, and bridge strategies.
Hub
Insurance Stack
Complete retirement insurance hub: Medicare, LTC, life, Medigap, and FEGLI.
Medicare
Medicare Plan Comparison
Original Medicare vs. Medicare Advantage. Compare plan types side by side.
Medicare
Medigap Guide
Which Medicare Supplement plan is right for you? Compare Plans F, G, N, and more.
Insurance
LTC Cost Projector
Project your long-term care costs by state and care setting. Plan before you need it.
Insurance
Hybrid Life/LTC Insurance
Combine life insurance and long-term care coverage in one hybrid policy.
International
Medicare Abroad
Medicare doesn't cover you outside the US. What expat retirees need to know.
Insurance
Health Insurance Navigator
Navigate your health coverage options in retirement from ACA to Medicare.
Federal Employee Tools
Federal
Federal Retire Stack
Your complete FERS retirement hub: pension, TSP, FEHB, FEGLI, and survivor benefits.
Federal
Federal Retirement Guide
Step-by-step guide to the federal retirement process from OPM to first pension check.
Federal
TSP Annuity Comparison
TSP annuity vs. commercial SPIA vs. drawdown. Which pays more for your situation?
Federal
TSP & Annuity Rate Tracker
Live TSP fund returns and weekly SPIA/MYGA/FIA rate snapshots.
Federal
FERS Annuity Estimator
Estimate your FERS pension using years of service, high-3 salary, and MRA.
Federal
Survivor Benefit Calculator
Is the FERS Survivor Benefit worth it? Run the break-even math for your situation.
Federal
FEGLI Retirement Analyzer
Analyze your FEGLI life insurance options at retirement. Keep, reduce, or cancel?
Federal
FEHB Eligibility Checker
Confirm your FEHB health coverage eligibility into retirement and what it costs.
Federal
TSP Rollover Analyzer
TSP vs. IRA vs. annuity rollover: compare your options at retirement.
Lifestyle & Location
International
Expat Communities Guide
In-depth guides to retiring abroad: Mexico, Portugal, Colombia, Costa Rica, and more.
Destination
Retire in Mexico
Costs, visas, healthcare, expat communities, and lifestyle in Mexico's top retirement cities.
Destination
Retire in Portugal
NHR tax regime, D7 visa, healthcare, and cost of living in Portugal's expat hotspots.
Destination
Retire in Colombia
Medellin, Cartagena, Bogota: costs, safety, visas, and expat life in Colombia.
Destination
Retire in Costa Rica
Pensionado visa, healthcare, costs, and the best towns for expat retirees.
Destination
Retire in Spain
Non-lucrative visa, healthcare access, and cost of living in Spain's top expat cities.
Destination
Retire in Ecuador
Cuenca and Quito: ultra-low costs, pensionado benefits, and expat community life.
Destination
Retire in Panama
Pensionado visa discounts, US-dollar economy, and modern infrastructure.
Destination
Retire in France
Long-stay visa, healthcare quality, and the most popular expat regions in France.
Destination
Retire in Italy
Italy's 7% flat tax for foreign retirees, elective residency visa, and regional costs.
Destination
Retire in Thailand
Thailand retirement visa, healthcare costs, Chiang Mai vs. Bangkok for expats.
Location
Retire by State
Tax climate, healthcare quality, and livability ranked for every US state.
Communities
Retirement Communities
Find and compare 55+ communities, CCRCs, and active adult developments.
Lifestyle
Golf & Pickleball Hub
Find courses, courts, players, and retirement communities built around the game.
Assessments & Quizzes
Assessment
Retirement Readiness Score
5-minute assessment. Get scored across savings, income, healthcare, location, and longevity.
Quiz
Retirement IQ Quiz
15 questions on Social Security, Medicare, taxes, and federal benefits. Find your gaps.
Federal
Federal Advisor Match
Find a retirement advisor who specializes in federal employee benefits.
Research & Articles
- How Much Do You Really Need to Retire? A State-by-State Breakdown
- The 4% Rule Explained: Does It Still Work in 2026?
- Social Security at 62 vs 67 vs 70: The Real Math
- Best Countries to Retire Abroad on $2,000 a Month
- 2026 FERS Retirement Checklist
- Federal Retirement Health Insurance: FEHB vs Medicare 2026
- Best Annuity Rates 2026: SPIA, MYGA & FIA Comparison
- TSP Annuity vs. Commercial SPIA: The $50,000 Decision
- TSP Annuity vs. Commercial Annuity 2026: Which Pays More?
- Retirement Relocation Tax Guide 2026
- Expat Retirement Cost Calculator: Country-by-Country 2026
- FERS Survivor Benefit: Complete Break-Even Analysis
- Traditional vs Hybrid LTC Insurance: 2026 Decision Guide
- Medigap Plans Explained: Which Is Best in 2026?
- Long-Term Care Insurance Costs by State 2026
- OPM Retirement Backlog 2026: What Federal Employees Need to Know
- Should I Sell My House When I Retire?
- Medicare Won't Cover You Abroad: What Expat Retirees Must Know
- Best Retirement Communities in America 2026
- View All Articles →